Our services

Six areas, one holistic view

Every situation is different. Here is how we structure our support — one area on its own, or combined according to your priorities.

01 — Insurance

Independent selection tailored to your profile rather than a product catalogue.

Review of existing cover and detection of overlaps or gaps A clear audit of what you pay and what actually protects you.
ISA brokerage — life, liability, property, vehicles Comparing insurers and negotiating terms.
Health insurance (LAMal) and accident (LAA) Deductible, supplementary cover, fit with your family or professional situation.
Long-term follow-up Periodic review and adjustment when life or business changes.

02 — Pensions

Understanding where you stand on the three pillars and anticipating key moments.

Analysis of your pension certificate (2nd pillar) Buy-ins, pension plan, options when changing employer.
3rd pillar strategy (tied and free) Choosing vehicles according to your horizon and tax situation.
Career transitions Self-employment, early retirement, international mobility.
Coordination with social insurance Consistency between LAA, LAMal and private cover.

03 — Wealth

A full view of your assets in Switzerland and abroad in service of concrete goals.

Complete wealth statement Assets, liabilities, cash flows, risk exposure.
Wealth structuring Organisation suited to your personal and professional situation.
Transfer & succession Anticipating wealth transfers between generations.
International coordination For multi-jurisdiction situations: guidance towards suitable solutions and partners.

04 — Financing

Comparing lenders to obtain terms suited to your project.

Financing residential or investment property Structuring (equity, 2nd pillar, term).
Mortgage renegotiation & renewal Comparing offers when your current contract expires.
Loans for business projects Financing suited to self-employed activity or SMEs.

05 — Businesses

Advice, organisation and administration for complex structures and families.

Setting up and monitoring family office structures Administrative organisation and coordination of stakeholders.
Family wealth governance Shared decision framework across generations.
Training & ancillary services Raising awareness of financial, wealth and insurance issues.

06 — Professionals

A reading of risks specific to your industry before discussing solutions.

Risk mapping by industry Identifying exposures specific to your trade.
Mandatory vs recommended cover Clarity on what is legally required and what is a choice.
Insurance vs self-insurance Comparing an insurance proposal with funded self-insurance.
Follow-up and updates Reviewing the map as the business evolves.

Where to start?

Tell us your current priority

One area to address, or a situation to view as a whole: we tailor the first conversation to what matters to you.